News Blog
The latest news about Gaudreau
Massachusetts Workers Comp Rates Change as of July 1, 2018
The Massachusetts Commissioner of Insurance has approved an 11.1% decrease in average rates for industrial classes and an 11.5% decrease for others. The Workers Comp rates for MA are established and set by the state regulators; even the Attorney General gets...
3 Life Insurance Myths
There are a lot of myths about life insurance out there. Believing these 3 could leave your family vulnerable. When you’re just starting out, it often seems that your paycheck just doesn’t stretch far enough. With new commitments, such as buying your first home or...
High Deductible Health Plans, HSAs a Good Fit for Millennials
Millennials interact with their health care providers differently than other generations, according to recent research from the Employee Benefit Research Institute (EBRI). Analysis of the EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey (CEHCS)...
State of Property Insurance
For the last several years, it’s been a buyer’s market in Commercial Property insurance. Premiums were low, carriers made strides with innovation, and everybody was happy. Then we saw several catastrophic events: Hurricanes Harvey, Irma and Maria; two major...
Important HSA Updates
There are a few time-sensitive issues regarding HSAs to think about right now. First, the IRS has REDUCED the maximum family HSA contribution for 2018 to $6,850 (down from the original $6,900.) The individual contribution limit remains unchanged at $3,450 per year....
Don’t assume your jewelry & valuable items are protected…
A homeowners policy covers your jewelry, right? Sort of... Standard homeowners, condominium or renters insurance policies include a limited amount of coverage for jewelry and other valuable items. To properly protect certain types of valuables, you can purchase...
Home Inventory – A great way to be proactive
Nobody wants or expects to have a Homeowners claim, but they do happen. In the event of a total loss, such as a fire or other catastrophic event, it can be difficult to account for all of your belongings. How can you be proactive and help ensure a smoother claim...
Lowering Costs with Return-to-Work Programs: Part 2
In our last article, we discussed the importance of a well-facilitated Workers Comp claim process. Today we’ll focus on the role of risk management partner advocacy in controlling costs. Your company and your injured employee both need a partner to advocate on your...
Lowering Costs with Return-to-Work Programs: Part 1
Workers comp claims can quickly spiral out of control. According to the 2017 Liberty Mutual Workplace Safety Index, workplace injuries and accidents that cause employees to miss six or more days of work cost U.S. employers $59.9 billion in 2014. That’s why it’s...
Do your kids use SnapChat?
Snapchat is one of the top five social media platforms among young people, with approximately 150 million daily active users. While Snapchat is designed to be a fun photo, video and text messaging app, a number of features—particularly the Snap Map function—pose...